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Fintech Revolution – A Step Towards Digitization Of Payments A Theoretical Framework

A research study titled “Fintech Revolution: a step towards digitization of payments” was conducted with the focus on learning about digitization of payments in India and its importance in the current economic scenario. The study focused on three major FinTech companies in the country. There is a large pool of secondary data available which is analysed with the help of a software tool called “MAXQDA”. Using the qualitative analysis the variables that lead to digital cash are identified. In support to the qualitative analysis a pre-tested questionnaire was administered to assess the use of digital wallet among the users which is further analysed using “Statistical Product and Service Solutions package” (IBM SPSS), a data analysis tool. As part of the above research study, the evolution of digital payment system, the countries where the system is under total implementation have been brought to light along with the government programs towards digitization and the latest developments that have intensified the need for digitization in India, are covered in the current paper.

Published by: Ms. Smriti Baiju, Prof. Ch. Radhakumari

Author: Ms. Smriti Baiju

Paper ID: V1I2-1137

Paper Status: published

Published: January 6, 2017

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Fintech Revolution: A Step towards Digitisation of Payments – Review of Existing Literature

A research study titled “Fintech Revolution: a step towards digitization of payments” was conducted with the focus on learning about digitization of payments in India and its importance in the current economic scenario. The study focused on three major FinTech companies in the country. There is a large pool of secondary data available which is analysed with the help of a software tool called “MAXQDA”. Using the qualitative analysis the variables that lead to digital cash are identified. In support to the qualitative analysis a pre-tested questionnaire was administered to assess the use of digital wallet among the users which is further analysed using “Statistical Product and Service Solutions package” (IBM SPSS), a data analysis tool. As part of the above research study, the existing literature has been reviewed. The concepts of FinTech companies and digitisation of payments being the novel phenomenon in the economy reviewing the existing literature helped in identifying the research areas for assessing the performance and contribution of these concepts to the growth of the economy. The literature thus reviewed constitutes the content of the current paper.

Published by: Ms. Smriti Baiju

Author: Ms. Smriti Baiju

Paper ID: V1I2-1136

Paper Status: published

Published: January 5, 2017

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Theoretical Framework Pertaining to M-Health Apps

The ubiquitous nature of mobile phones has proved successful in taking wide range of activities to the door step of public. Government thrust, Regulatory support, Physician acceptance, user adoption are the key scaling factor which will shape the mobile application market and growth. New mHealth opportunities are emerging every day covering personalized health care, population health, diagnostics, and management of infectious diseases and global epidemics. The platform necessary to deliver mHealth services already exists, and resides in users’ hands. What remains to be firmly established is proven evidence of mobile’s sustainable value to the health care industry. Combined with technology advancements, lessons learnt and clinical experiences accumulated are expected to propel mHealth towards maturity. mHealth strategies are not “one-size-fits-all” and will likely to take time to develop and refine. Understanding and leveraging the four dimensions of effective mHealth – people, places, payment, and purpose – is a good place to start. In the light of the significant role mHealth apps are playing in the health sector world over, a research study was conducted to examine if Indian urban consumers are open to the use of mobile health applications to manage their personal health. In the context of the above study, the current article presents a theoretical framework for above research study.

Published by: Ms. Sarangi, Ch. Radhakumari

Author: Ms. Sarangi

Paper ID: V1I1-1140

Paper Status: published

Published: January 5, 2017

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Review of Studies on Mhealth Apps

The Healthcare sector has undergone drastic transformation in the recent times. Mobile Technology, an extension of the electronic healthcare mechanism promises to deliver high quality care at the convenience of the consumer at lower cost. M-health is defined as “medical and public health practice supported by mobile devices, such as mobile phones, tablets, personal digital assistants (PDA’s) and other wireless devices”. While on consumer end healthcare is shifting towards ‘Personalized Care”, mhealth offers providers a platform to access patient’s health data in a convenient way. The better insights about human genome along with technologies which use personalized approach, will enable users to be in charge of their health in a more efficient and effective manner. mHealth will enable provision of personal toolkits to manage chronic and acute conditions. Enabled by technology, connectivity and data, mass customization is helping mHealth solutions to flourish. Reflecting upon these factors, a research study was conducted to examine if Indian urban consumers are open to the use of mobile health applications to manage their personal health. The findings and suggestion of the study will add to the emerging area of mHealth and mHealth applications. In addition, the research can also be considered for designing mobile health applications based on consumer insights. The area of the research being new and upcoming in the health sector preview, current article presents the detailed review of the literature conducted as part of the above research study.

Published by: Ms. Sarangi, Ch. Radhakumari

Author: Ms. Sarangi

Paper ID: V1I1-1139

Paper Status: published

Published: January 5, 2017

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Vedic Medicines with Special Reference to Rauwolfia Serpentina

Ayurvedic medicine is a Hindu system of traditional medicine native to India and a form of alternative medicine. The earliest literature on Indian medical practice appeared during the Vedic period in India. The Suśruta Saṃhitā and the Charaka Saṃhitā Ancient India Herbal medicine dates back several thousand years to the Rig-Veda, the collection of Hindu sacred verses. This is the basis of a health care system known as Ayurvedic medicine.One useful plant that has come from Ayurvedic tradition is snakeroot, Rauwolfia serpentina, because the roots resembled the shape of snakes. Rauwolfia serpentina contains a variety of compounds with antioxidant capacity and other health benefits like treatment of diabetes, cardiovascular disease, cancer, mental illness and hypertension, schizophrenia, gastrointestinal diseases, circulatory disorders, pneumonia, fever, malaria, asthma, skin disease, scabies, eye diseases, spleen diseases, AIDS, rheumatism, body pain, veterinary diseases etc. this plant is also being used to prepare fermented food products. It has been stated that this plant is used as antidote against snakebite.. The antibacterial and antifungal activities were high in petroleum ether and acetone extract of rauwolfia serpentina.

Published by: Dr. Ritu Sharma

Author: Dr. Ritu Sharma

Paper ID: V1I1-1136

Paper Status: published

Published: December 8, 2016

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